Those Ocwen Sonsabitches!
Since I signed up with Credit Karma months ago, I get alerts when anything changes with our credit or when I make a payment on a CC card. Recently I got a notice and just thought it was the usual monthly alert but when I opened it up, it said that a dipshit loan servicing company (they held our second mortgage creditline) had reported a delinquency in payment. This in turn dropped our TransUnion, VantageScore, and Auto Insurance Score down 22 points, from excellent to good. I'm sure it did the same to all credit reporting agencies. If it was true I would be embarrassed and promise to never do it again. BUT.....because a company like Ocwen hires only the finest East Indian people to work for them, this account which was paid in full THREE months ago, sent paperwork to close the account to the wrong department. This department in turn didn't even notice that it had a zero balance and marked it as delinquent because no payment had been made in THREE months. That's right...